Financial Planning in Burlington with a Senior’s Advisor who Cares

Léony deGraaf Hastings, CFP®, CEA, EPC
Certified Financial Planner
Retirement Income & Estate Planning

Financial Planning in Burlington with a Senior’s Advisor who Cares

Léony deGraaf Hastings, CFP®, CEA, EPC
Certified Financial Planner
Retirement Income & Estate Planning

Financial Planning in Burlington with a Senior’s Advisor who Cares

Léony deGraaf Hastings,
CFP®, CEA, EPC
Certified Financial Planner
Retirement Income & Estate Planning

burlington-financial-advisor-deGraaf Financial strategies-financial planner

With over 75 years of family financial advisor experience in the Burlington and Hamilton area, deGraaf Financial Strategies has the knowledge & real life experience to guide you through YOUR financial season of life

  • How do I turn my Retirement Savings into tax efficient Retirement Income?
  • What are the best investments to make in today’s economy?
  • How much should I be saving for retirement each month? RRSP or TFSA?
  • Who will benefit from my mortgage insurance – my family or the bank?
  • How do I solve the growing capital gains problem on the cottage?
  • What affect will a divorce have on my financial future?
  • How can I protect and efficiently transition my estate?
  • Should I commute my pension or leave it with my employer?
  • Suddenly a Widow – now what?
  • When should I start my CPP & OAS?
retirement Burlington financial advisor

Get the answers to these
and ALL your financial questions from
a Certified Financial Planner who puts YOU first!

retirement burlington financial planner

The banks and captive financial advisors only offer their own brand of products as ‘solutions’ to your unique financial needs. Therefore, they must fit you into their box and will often make similar recommendations, whether you are 18, 48 or 80.

For someone as individual as you are – you deserve a complete wealth process and a personalized financial plan, with strategies tailored to your specific needs and goals.

As an independent financial advisor and planner, deGraaf Financial Strategies researches the financial markets for you. We recommend only the best options and solutions that meet or exceed your needs – no boxes!

Our mission is to guide you towards and into the retirement season, with personalized financial and retirement income advice. Finances are difficult enough to navigate.  We leave the jargon at the door and help you make sense of it all.

So if you’re tired of being treated like a number – or your financial advisor keeps changing branches or companies – or you feel like your financial wellness deserves more than a cookie cutter approach – then give deGraaf Financial Strategies a call – we’d be happy to earn your business!

Burlington financial advisor planner
Burlington financial advisor planner

Spring

If you are just starting out, or starting over, deGraaf Financial Strategies can simplify this season for you .. . . . .

Burlington financial advisor planner pre-retirement plan

Summer

deGraaf Financial Strategies can help to guide you towards the retirement you dream about whether …

Burlington financial advisor planner retirement-income

Autumn

Our specialty is the Autumn season and providing clients with peace of mind, in knowing we have taken steps…

Burlington financial advisor planner estate-planning-seniors

Winter

From real, personal experiences Léony understands the most difficult time for any family is when a loved one passes…

Get to know Léony . . .

women in wealth award top 50 Canada 2023 Burlington financial advisor

Osmosis? Perhaps! Léony deGraaf Hastings practically grew up in the financial industry. Her father was a reputable insurance and financial advisor in Hamilton and Burlington for more than 50 years. Starting early on as his Assistant, Léony began her own financial advisor career in the family firm more than 25 years ago. Léony has since built her own recognized and awarded financial planning team in Burlington, where she lives with her husband, dogs and cat in their empty nest.

Appreciating a close bond with her grandparents, and losing her Mom to breast cancer in 2000, Léony gravitated towards helping women and seniors with complete retirement and estate planning. The clarity and peace of mind Léony brings her clients is the most rewarding, for both.

Recognizing this passion, deGraaf earned her Elder Planning Counselor (EPC) and Certified Executor’s Advisor (CEA) designations.

Most importantly, Léony is a fully qualified Certified Financial Planner (CFP) professional – the most recognized financial planning designation worldwide. The use of this symbol confirms the gold standard in ethics, education and financial planning proficiency have been met annually.

Many clients come to Léony during a life transition. Divorce, a change of job, retirement, or after the death of a spouse or parent – clients are looking for guidance and reassurance. She combines her financial acumen with a genuine and compassionate approach. Her clients feel comfortable discussing their deepest financial concerns and sharing their goals. Léony’s focus is to take the burden of the unknown from her clients. She breaks down complicated financial matters into clear, simple, relatable terms so clients feel empowered to make smart financial decisions and

simplify the seasons of life

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burlington financial advisor financial planner seniors clients retired

Reuters

September 2013

Financial Advisors Serve Older Clients

Burlington financial advisor planner best Leony deGraaf Hastings

Leony Ranked #2 in Canada 2014

Qualified, Trusted & Reputable

Certified Financial Planner CFP Canada Burlington financial advisor planner

A Certified Financial Planner has achieved and maintains
internationally recognized standards of knowledge, skills, abilities and ethics, at the highest level of complexity required of the profession.
A CFP is a qualified professional
who will put clients’ interests ahead of their own.
Don’t settle for less!

Top 50 Advisors in Canada 2014 Top Financial Planner Best Adviser Burlington financial planner

Recognized by Wealth Professional Magazine as one of  Canada’s Top 50 Advisors ~ 2014

Léony ranked #2 on the list!

Elder Planning Counselor EPC Burlington financial advisor planner

An Elder Planning Counselor understands the unique circumstances and challenges facing Canadians aged 55+
The Canadian Initiative for Elder Planning Studies and its member Elder Planning Counselors, stand for the highest of professional principles and standards, regardless of their profession.

Burlington Readers Choice Award financial advisor planner

Since 2009 Léony has been voted one of Burlington’s
‘Best Financial Planners’
AND
‘Best Life Insurance Broker’
in the Burlington Post Reader’s Choice Awards!

5 star financial adviser award 2022 Ontario best financial planner burlington

5 Star Advisor

Best in Ontario

2022 + 2023

5 star financial adviser award 2022 burlington hamilton
Women of influence wealth professional
Mackenzie investments female trailblazer of the year
Women of Influence in Financial Planning female financial planner notable top advisor

Named as one of the financial industry’s
Women of Influence
and a finalist in the
Female Trailblazer of the Year

award for her dedication to empowering women financial advisors and female financial planning clients

women in wealth award top 50 Canada 2023 financial advisor burlington hamilton

Top 50

Leading Women in Wealth Award

deGraaf Financial retirement advisor burlington

Independent Financial Planners are Best

First and foremost, we work for you and we are invested in your financial success

When our clients succeed, then we succeed.

Secondly, as a broker to the Investment and Insurance industry, deGraaf Financial Strategies has access to a wide range of quality products, only from large and reputable Canadian companies.

We search the industry for the best rates & solutions for your particular needs!

Here’s a sample of just a few companies we work with . . .

Equitable Life Burlington financial advisor planner
Sun Life Investments Burlington financial advisor planner
Manulife Investments Burlington financial advisor planner
Canada Life burlington financial planner advisor
RBC Insurance investments burlington hamilton

Seasons of Life –

What Life Transition are You In?

How can a Certified Financial Planner help You?

Your ideal Certified Financial Planner professional offers far more than just assistance with your investments. They embody a holistic approach, considering every aspect of your financial landscape – from cash flow to savings, tax planning, life insurance, pensions, and even family dynamics. Picture your CFP as a trusted confidante, a financial therapist, and a crucial ally in securing your financial well-being.

Imagine the guidance and clarity you’ll receive from a committed, experienced financial planner who specializes in retirement income planning. Knowing which assets to draw from and when, will make a significant difference to how tax efficient your retirement income is and in turn, how long it will last. Your CFP can give you these answers, as your personal financial coach. Their expertise not only ensures your present financial peace of mind but also lays the groundwork for your family’s future financial stability. The value and savings you receive, far exceeds the hourly fee or the embedded investment fee you pay your CFP.

– Personalized, Holistic Financial Planning & Investment Management

for Women and Seniors in the Burlington & Hamilton area

– Tax-efficient Retirement Income Planning

– TFSA, RRSP, RRIF, LIRA, LIF, GIC, & GMWB accounts

– Your Pension or Severance package Decisions

– Ask about our Retirement Income Roadmap

– Wealth Management from Savings Plans to Estate Plans

– Divorce Planning

– Life Insurance & Mortgage Insurance

– Critical Illness Insurance

– Annuities

– Estate Planning

Gradual Inheritance planning

– Executor Assistance . . . . and more!

Book your Complimentary, No Obligation, Personal Financial Consultation Today!