With over 60 years of family business experience deGraaf Financial Strategies has the knowledge & real life experience to guide you through YOUR financial seasons of life.

  • How much should you be saving for retirement?
  • What are the safest investments to make in today’s economy?
  • How can you protect and efficiently transition your estate to your heirs?
  • Who will benefit from your mortgage insurance – your family or lender?
  • How do you solve the capital gains issue on the cottage?
  • What affect does a divorce have on your financial future?
  • How do we turn your Retirement Savings into tax efficient Retirement Income?
  • Should you commute your pension or leave it with your employer?
  • Suddenly you’re a Widow – now what?

Get the answers to these
and ALL your financial questions from
an Advisor who puts YOU first!


The banks and captive advisors only have their own line of products to offer as ‘solutions’ to your financial needs. They must be able to fit you into their box and often make similar recommendations, whether you are 18, 48 or 80.

For someone as individual as you are, don’t you deserve a personalized financial plan,  with strategies tailored to your specific needs?

As a broker, deGraaf Financial Strategies shops the financial market for you, recommending only the solutions that meet or exceed your needs – no boxes!

Our mission is to educate financial consumers of their choices for RRSP’s RRIF’s LIRA’s & TFSA’s, because only with all of the information can you make the right choice for you and your family.

If you’re tired of being treated like a number . . . or your Advisor keeps changing companies or branches . . . or you feel like your financial future deserves more than a cookie cutter approach, give deGraaf Financial Strategies a call – we’d be happy to earn your business!


simplify the seasons of life



If you are just starting out, or starting over, deGraaf Financial Strategies can simplify this season for you…



deGraaf Financial Strategies can help to guide you towards the retirement you dream about whether …



Our specialty is the Autumn season and providing clients with peace of mind, in knowing we have taken steps…



From real, personal experiences Léony understands the most difficult time for any family is when a loved one passes…

WHO is Léony & HOW can she help YOU?

Léony deGraaf Hastings has grown up in the financial industry, with her father being a distinguished advisor for 50 years. Learning the business ‘through osmosis’ over the years, Léony began her own financial career in the family firm over 20 years ago and has since built her own successful practice in Burlington where she resides with her husband and children.

Appreciating the time she spent with her grandparents as a child, and losing her Mom to breast cancer in 2000, Léony found herself gravitating towards helping seniors and assisting seniors and their families with complete retirement and estate planning. Recognizing this passion, Léony took specialized courses to earn her Elder Planning Counselor designation and is qualified as a Certified Financial Planner (CFP®) – the international gold standard in the financial services industry.

As a CFP and EPC, Léony’s approach is to educate and assist retirees in simplifying their season of life, by providing the information, choices and tools needed to make wise financial decisions. Léony’s role is that of a quarterback for your finances, bringing in the solutions you need to secure your financial future, from the best people and companies who provide them. No two people are alike and therefore no two financial plans, retirement income plans or estate plans are alike.

Educating our community is important to Léony, who volunteered her time as the past Chairperson of the Burlington S.A.L.T. Council (Seniors & Law-enforcement Together) educating seniors on crime-prevention alongside the Halton Regional Police. She is the past President of the Burlington Newcomers Club and a member of Joseph Brant Hospital’s Charitable Gift Planning Advisory Council. A regular contributor to the financial columns of local publications like the OPSEU Retirees Quarterly and interviewed as an industry and Seniors expert by The Globe & Mail, MacLean’s Magazine, Reuter’s, Advocis, Caregivers Unite & CARP.

Important Probate Update! visit the Estate Planning Page for more information

Estate Planning

Léony in the Media


Globe & Mail – Jan 2019

When it comes to advising seniors, it’s about preserving wealth and autonomy


Globe & Mail – Jan 2019

What women want – in a financial adviser

Leony deGraaf

Financial Advisors Association of Canada

Posted with permission from the Financial Advisors Association of Canada


Globe & Mail

5 Things People Forget When Planning for Retirement


Inside Halton 2014

Inside Halton 2014 – In Your Neighbourhood


Hot List 2018 – 2019

Wealth professional Hot List

Our Qualifications


A Certified Financial Planner has achieved and maintains
internationally recognized standards of knowledge, skills, abilities and ethics.
A CFP is a qualified professional
who will put clients’ interests ahead of their own.
Don’t settle for less!


Recognized by Wealth Professional Magazine as one of
Canada’s Top 50 Advisors –
Léony ranked #2 on the list!


An Elder Planning Counselor understands the unique circumstances
and challenges facing Canadians aged 55+
The Canadian Initiative for Elder Planning Studies and its member Elder Planning Counselors stand for the highest of professional principles and standards, regardless of their profession.


Since 2009 Léony has been voted one of Burlington’s
‘Favorite Financial Advisers’
‘Best Insurance Brokers’
in the Burlington Post Reader’s Choice Awards!

Leony deGraaf

Léony has been named as one of the financial industry’s
Women of Influence
and a finalist in the
Female Trailblazer of the Year award

Brokers are Best!

As a broker to the investment and insurance industry, deGraaf Financial Strategies has access to a wide range of quality products from large and reputable Canadian companies. We search the industry for the best solution for your particular needs.

What’s the Dumbest Way to Die?

without Life Insurance!

Don’t be dumb . . . it’s easier than you think!

Contact me today for an on-line quote AND application

OR . . . Click Here to Apply right NOW


We can help you with . . .

Complete Holistic Financial Planning, Tax-efficient Retirement Income Planning, TFSA, GIC’s, RRIF, LIRA, LIF, Pension or Severance package decisions,  Retirement Income for Life,  Savings Plans to Estate Plans,  Life Insurance & Mortgage Insurance, Critical Illness & Long-term Care Insurance, Segregated Funds, Executor Assistance . . . . and more!

Book your Complimentary, No Obligation, Personal Financial Review today!

Latest Financial Articles of Interest . . .